Privacy Policy

Privacy Policy

Introduction

Welcome to https://car-finance-mis-selling-2.dreamdwellings.net! We are committed to maintaining a transparent and secure environment for our users, ensuring that your privacy is protected at all times. This Privacy Policy outlines how we collect, utilize, and safeguard the personal data of individuals who interact with our website, applications, services, and products.

Scope

This policy encompasses all aspects of our online presence, including but not limited to:

  1. Our official website located at https://car-finance-mis-selling-2.dreamdwellings.net.
  2. Any mobile or desktop applications developed by us.
  3. Online services and products offered through our platform.
  4. Interactions between users and our team, including communications via email, phone, or text messages.

Please note that this policy does not extend to external third-party platforms, apps, or services linked from our site. These entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This policy guides how we interact with users in the following scenarios:

  1. Using Our Applications and Services: As an authorized user, your activities within our applications and services are tracked to provide personalized experiences and for analytics purposes.
  2. Visiting Our Websites: When you browse our websites, we may collect certain information about your device and browsing behavior to enhance user experience and perform analytics.
  3. Communications from Us: If you subscribe to our newsletters, sign up for emails, or receive calls/texts, we will use the contact details provided to deliver these communications.

Personal Data Collection

We collect several types of personal data, including:

  1. Account Information: This includes usernames, passwords (hashed and salted), and user IDs.
  2. Payment Details: Credit or debit card numbers, expiration dates, CVV codes, and billing addresses are processed through secure payment gateways.
  3. Financial Data: We may collect information about your financial status, credit history, and loan details for the purpose of assessing and managing risk.
  4. Purchase History: Records of products or services purchased from us, including quantities, dates, and transaction amounts.
  5. Mobile Device Identifiers: Unique device identifiers, IP addresses, and mobile network information to deliver targeted content and analyze user behavior.
  6. Location Data: With your consent, we may access your location data to provide personalized recommendations or services.
  7. Feedback and Reviews: Comments, reviews, and ratings you submit help us improve our products and services.
  8. Social Media Information: If you choose to connect your social media accounts, we may collect information from these platforms (subject to their privacy policies).
  9. Product Interest: Details about the products you view, search for, or interact with on our site.

We obtain this data through direct user input, automated tracking technologies, and partnerships with trusted third parties who assist in data collection and processing.

Cookies

Cookies are small text files stored on your device by websites to enhance user experience and gather analytics. We use cookies for several purposes:

  1. Strictly Necessary: These ensure basic functions of our website, such as enabling secure log-ins.
  2. Preferences: Cookies store settings you prefer, like language or display options.
  3. Analytics: They help us understand how users interact with our site, providing insights for improvement.

Users can manage non-essential cookies through our Cookie Manager, allowing them to customize their privacy preferences.

Retention and Deletion

We retain personal data only for as long as it is necessary for the purposes specified in this policy or required by law. Once the retention period expires or when data is no longer needed, we securely delete or anonymize the information.

Security Measures

We have implemented robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. Encryption techniques, secure servers, and third-party processing partners are some of the measures in place to ensure data security.

Children’s Privacy

We do not knowingly collect or solicit personal information from children under the age of 18. If we discover that a child has provided us with such information, we will take steps to delete it and notify the relevant authorities as required by law.

Your Rights

Depending on your location, you may have specific rights regarding your personal data, including:

  • Access to your data and its use.
  • Request corrections or deletions of inaccurate or incomplete data.
  • Restrict or object to the processing of your data for certain purposes.
  • Data portability, allowing you to move or transfer your data to another service provider.
  • The right to withdraw consent at any time.
  • Complaint filing and non-discrimination provisions under applicable data protection laws.

To exercise these rights or have any data-related queries, please contact our Privacy Team using the details provided below.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page, and we encourage users to review it periodically for the latest information.

Contact Information

For any questions related to privacy, data requests, unsubscriptions, or complaints, please contact us: